Credit cards and internet banking have become the basic needs of every person in this world.Even home based businesses accept credit cards.The real age to get credit cards would be after you become a major i.e,18 yrs and above.The feeling of growing would encourage you to get credit cards just to be part of your cool gang.People are always explaining to you the disadvantages of using credit cards and that banks cheat you and innocence and trick you into buying things that you would never have shopped for.The plastic card is feared more by the public.Is it that bad....I don't think so since I'm a regular user of credit cards.They make your life easier and your lifestyle changes in a second.In this present day world,Its more to travel with a single credit card than with a purse full of cash.You feel so powerful with it like you own the whole world.Online shopping with a credit card is so easy.I think we should develop a proper balace between what we can afford and buy since analyzing credit card bills and buying with the credit in mind will save us all the difficulties when we have to pay the credit card bill.

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